Облачные деньги

Platezhnye karty kazhutsi͡a udobnymi, a kriptovali͡uta - otvechai͡ushcheĭ dukhu vremeni, odnako Brett Skott v svoeĭ novoĭ knige "Oblachnye denʹgi" obʺi͡asni͡aet, pochemu nalichnye denʹgi seĭchas vazhnee, chem kogda?libo. On ne predlagaet polnostʹi͡u otkazatʹsi͡a ot t͡sifrovykh deneg i ne schitaet bitkoiny vrednymi ili bessmyslennymi dli͡a chelovechestva, no sovetuet zadumatʹsi͡a o vedushcheĭsi͡a taĭnoĭ voĭne s nalichnymi. Idet borʹba za nashi s vami koshelʹki, i avtor daet obzor nyneshneĭ platezhnoĭ sistemy, pokazyvai͡a, kakim obrazom izvlekai͡utsi͡a pribylʹ i dannye iz sovershaemykh nami pokupok. Ne nuzhno veritʹ tem, kto ubezhdaet li͡udeĭ, budto nalichnym denʹgam suzhdeno ischeznutʹ, kak ėto proizoshlo s konnoĭ povozkoĭ posle izobretenii͡a avtomobili͡a. Nalichnye - ėto ne telega, a velosiped, mchashchiĭsi͡a skvozʹ avtomobilʹnui͡u probku. Ėto mozhet bytʹ ne tak bystro, no kuda bezopasnee. "Oblachnye denʹgi" obʺi͡asni͡ai͡ut, predosteregai͡ut i uspokaivai͡ut: my v sostoi͡anii nauchitʹsi͡a verno raspori͡azhatʹsi͡a sobstvennymi sberezhenii͡ami.

Payment cards seem convenient, and cryptocurrency seems to meet the spirit of the times, but Brett Scott in his new book “Cloud Money” explains why cash is more important now than when?or. He does not propose to completely abandon digital money and does not consider bitcoins harmful or meaningless for humanity, but advises to think about the ongoing secret war with cash. There is a struggle for our wallets, and the author gives an overview of the current payment system, showing how profits and data are extracted from the purchases we make. It is not necessary to believe those who convince people that cash is destined to disappear, as happened with the horse-drawn carriage after the invention of the automobile. Cash is not a cart, but a bicycle racing through a traffic jam. It may not be as fast, but it's much safer. “Cloud Money" explains, warns and reassures: we are able to learn how to manage our own savings correctly.